Looking to refinance your home loan on a lower rate? Check these three things before calling the bank | Shaun Bond for the Conversation

Banks often advertise lower mortgage rates to attract new customers – but make sure the loan has the features you wantGet our breaking news email, free app or daily news podcastFor homeowners, making sure you’re on a competitive interest rate hasn’t been this important to your household budget in years.The Reserve Bank of Australia lifted the official cash rate on…